Gone are the days when one would have to go to the bank to request a statement of account to know your account balance.


Account balance can now be checked via all the mobile and online banking platforms, with or without an internet connection.


The two main ways to check your account balance on a mobile phone are:

  • Mobile banking application.
  • USSD.



Banks have found a way to bring easy banking to every customer just with the help of a smartphone. From the AppStore of any smartphone; Android, IOS and Microsoft, check for your banks’ mobile banking application and download.

They do not require any monthly subscription fee or registration fee. It is free to download and to install.

Funds can be transferred, bills can be paid, airtime can be purchase and so much more, using the mobile banking application.


To download the STANBIC IBTC mobile banking app, log on to your AppStore and search STANBIC Ibtc, the available mobile banking applications will be shown to you.



The Unstructured Supplementary Service Data(USSD) code is also another way to check your STANBIC Ibtc account balance. It is the easiest way. All you have to do is dial *909# and all the available banking options will be displayed on your screen. Select from the list the option “Account balance”.